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When you least expect it, you will run into a home repair issue: a faulty appliance, clogged duct systems, or worn-out pool components. Sometimes the problem is much bigger, such as damage from a natural disaster. When considering ways to protect your home, it’s important to know the difference between a home warranty and homeowners insurance — each serves a very different purpose. Here’s how to differentiate the two.
Home Warranty
A service contract for common repair or replacement issues in the home due to normal wear and tear, often available at differing levels of coverage.
A home warranty’s range of coverage addresses many common fixes. It’s not just about a replacement — if you’re in a situation where an appliance or system needs maintenance, a warranty is very beneficial to have in place.
Homeowners Insurance
This type of insurance safeguards the homeowner against major damage and personal liability:
If you have taken out a mortgage on your property, chances are your lender will require you to have homeowners insurance — homeowners insurance protects their interest as well as yours. Yearly premiums for homeowners insurance are higher than a home warranty premium as the insuring company is taking on more risk.
For any additional questions or more information about our Platinum Home Warranty plans and pricing, contact us today!
Picture this — you’ve escaped the Valley’s heat for a vacation. After enjoying a refreshing time away, you return home, quickly learning your air conditioning isn’t running as it should be.
Yep, it’s that time of year again. Monsoon madness. You’re likely well aware that it can wreck havoc on your landscaping.
Your pool pump is the star player in your swimming pool’s plumbing system. It pumps thousands of gallons of water in a week’s time. To keep it at the top of its game, take time to regularly tackle the following:
16211 N Scottsdale Rd Suite A6A-478
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