Tag: arizona real estate

Home warranties have many benefits for homeowners that protect their homes and offer peace of mind.  When it comes to buying and selling homes,  both buyers and sellers can benefit from having a home warranty.  One might think that, when selling a home, a home warranty would only benefit the buyer who will take over the home but, in fact, it benefits everyone.

The first and most important benefit for sellers is that it offers a competitive edge in the housing market.  When you go to sell your home, you want to sell it quickly and for top dollar.  With a home warranty, buyers will be that much more attracted to your home because they will feel safe and covered should something go wrong and they will also know that you have taken good care of your home.  If they are considering a similar home in the neighborhood, having a home warranty may give your home the competitive edge it needs to be out the other home.  Additionally, having a home warranty may help lessen the amount of negotiations with the buyer after an inspection because they will feel covered should something go wrong.  Another benefit for sellers is that the home will be covered and protected should something go wrong or break while the home is listed or in escrow.

The seller is certainly not the only one who benefits from a home warranty, the buyer benefits immensely from purchasing a home with a home warranty.  First, purchasing a home is very expensive and you will be spending money on not just the home but on moving expenses and decor. If you purchase a home that has a home warranty, you will not need to worry that a huge repair will pop up, costing you money you may not have readily available.  A home warranty protects home buyers from additional costs for surprise repairs.  Additionally, buyers will have peace of mind that their new home is covered should something break down.

When you move into a new home there is a lot to learn about the new home and having peace of mind that your home is protected is priceless.  An existing home warranty will also make home ownership easier.  When things break down, it can be very frustrating to try to find a reliable and knowledgeable handyman or repairman that can do the job. When you purchase a home with a home warranty, you simply need to call the home warranty company and let them handle it from there.  They will send a trustworthy and experienced handyman to handle your job and will handle all of the legwork.  A home warranty is simply a good choice for both home sellers and home buyers.

With the winter snows finally melting away and the temperature steadily rising, it may be time to start on all kinds of new projects and maintenance on your home. Certain parts of your home need seasonal maintenance, and now that winter is over, it’s time to get started on it. If you own a pool, you now might want to think about getting it ready for the summer. Pools can take quite a bit of maintenance; so getting a jump on taking care of it now should allow you to enjoy it all summer long. If you haven’t done so, you might even want to consider getting your pool covered with a home warranty. Here are some common maintenance items you may face with your pool and the advantages to having your pool covered under your home warranty. If your pool has been covered all winter long, it’s now time to peel that cover back. Not all homeowners drain their pool in the winter, but if you decided to drain it, you will still need to turn everything on and make sure it’s running okay. When you turn your pool on to test it out, you are making sure that is runs quiet and that there are no leaks. You’ll want to check around the actual pump for leaks. Getting to cracks and leaks early can save you a lot of time and money. It’s much easier to take care of leaks when they are still small, so inspect your pool very carefully. Another thing that you will want to do is test the total dissolved solids level (TDS) of your pool water. This is testing for things like calcium to make sure that the level is not too high; as such mineral buildup can interfere with your pool working properly. The risk of such buildup is higher in areas that have hard water. If your TDS level is too high, you may need to drain your pool and fill it with fresh water. As stated above, you don’t necessarily have to drain your pool every year. At the same time, you will want to drain it every three years or so, and don’t wait longer than five years between pool drainings. It is advisable to hire a professional to drain your pool for you. While it is drained, the professional may be able to clean your pool for you as well. This will help you to keep on top of hard-water stains in and around your pool. You should also monitor your pool’s chlorine levels to make sure that it stays at an acceptable level, and shock it if necessary to help prevent bacteria and algae growth. A huge part of getting your pool ready for the summer is to inspect all of its equipment, safety features, and wiring. You’ll want to make sure the diving board is in good working order and that any railings are firm in place. Make sure any slides or ladders are also secure and all light bulbs are working. You may be able to get help from an electrician if you are concerned about your pool’s wiring. Getting your pool ready for summer can be a lot of work, so getting it covered under your home warranty is a great idea. There are a lot of things that can quickly go wrong with a pool from year to year, and if it’s not covered under a warranty you are often left footing the bill. Even insurance might require you to meet a deductible before helping you out with needed repairs or replacement. Home warranty coverage could help you with the costs of certain maintenance, repairs, or equipment replacement. If you are purchasing a home with a pool, consider putting the pool under your home warranty. If you run into any issues, you will really be glad you did.]]>

Most consumers that contract a home warranty in Chandler have some familiarity with terms of service contracts and other insurance. This is good because it gives a general idea on these different instruments for risk management. On the other hand, a home warranty differs from all of these other protections in key ways. If you make assumptions that home warranties work exactly the same as other insurances then you may miss out on some benefits, and not understand why others may not be covered. The first thing to understand is that a home warranty in Chandler is different from the car warranty you may have on your vehicle, either from the dealership for from a third party provider. A car warranty only comes into effect if a vehicle part has failed due to unforeseen circumstance, acts of God as it were. It will not cover part that naturally wears out over time. A home warranty does cover parts that wear. In essence, they cover any part repair as long as that part is included in the contract. Many types of home repair and major appliances are generally covered. Another thing to understand is that a home warranty in Chandler will only repair a part that has been broken, not a part that is about to break. Take the example of banging pipes. Noisy pipes are generally an indicator of problems in the water pressure system, but at which component. If a plumber is sent and cannot pinpoint a failing part, then the homeowner may leave the $50 service charge to you. On the other hand, if the pressure problem is due to a regulator that is not set properly, then you will probably have to pay for that call as well. However, if the regulator is defective and needs to be replaced, then the home warranty provider will honor the claim. This is an important point. The provider does not fix noisy pipes (symptoms) only broken parts. This example is important because if the pressure problems persist, a pipe could burst causing extensive damage. Much of this damage could be the responsibility of the warranty provider. In other words, if they had taken preventative measures with the symptoms, they could have avoided having to underwrite a much larger expense. Regardless, they will not do that. Ultimately, the responsibility for taking the risk of the service call lies with the homeowner. A third component of your home warranty in Chandler is how to deal with denying claims due to existing conditions. This could happen if you own a water heater (with an average lifetime of ten years) and purchase your home warranty just after you have owned the heater for ten years, and just before it decides to give up the ghost. Honoring this claim is tricky because it breaks the risk model of the warranty provider. They are insuring for reasonable wear and tear, and expect to receive premiums during the times appliances are wearing out. Denying this claim could well be reasonable. As you work with a home warranty company, you should understand what they are insuring and decide whether their pattern of honoring or denying claims is reasonable. By understanding the coverage terms, you will know exactly what you are contracting. Homeowners that do complete their homework generally find that the coverage for a home warranty in Chandler is worth the money indeed.]]>

When it comes time to move into the first home you own, there are a lot of important purchases that you’ll need to make.  Furniture, yard equipment, and kitchen appliances are just a few examples of the things you will need to start making your new home livable.  Once these items are purchased, many people think that they’re all set but there is still one important purchase that should be made – a home warranty.  Home warranties in Arizona can be easily purchased at very competitive rates and are available to all homeowners..  For a low annual premium, you can save hundreds, even thousands of dollars on the routine repairs that are required to keep your house in good working order.

A home’s water, sewage, lighting, and heating systems are very complicated.  They are also tucked away out of sight, so a special effort is required to access them during the repair process.  Due to the complex nature of these systems and the effort required to repair them, any service that has to be performed is likely to be very expensive.  This expense climbs even higher once you factor in any premium charge for weekend, evening, or holiday service.  Even in the most ideal circumstances, repairing a plumbing, electrical, or heating problem can be very inconvenient and costly.  Once you think about it, it’s obvious that it’s easier to invest in one of the excellent home warranties in Arizona early on rather than scrambling to pay for large-scale repairs later on.

Home warranties in Arizona also make paying for repair and maintenance services highly convenient.  All qualified service agencies have experience with communicating with warranty companies, so you don’t have to worry about any hitches that might complicate the payment process.  Home warranties in Arizona are common and many people have chosen to purchase one for their house because of the exceptional benefits that come to them as a result of these policies.  In fact, purchasing a home warranty is one of the first thing families do upon moving into a new house.

Because home warranties in Arizona are so common, you can talk to your friends and family members about their own experiences with these policies.  They’ll be happy to tell you about how the premiums work and about how to find the service agencies that perform repairs in your area.  Even better, they’re sure to have tips on how you can find the best prices on home warranties in Arizona.  Once you begin comparing prices, you’ll see that a home warranty is much more affordable than you might have expected.  Additionally, when you consider the money that you’ll be saving on even the most expensive repairs, it will become obvious that your household budget will ultimately have more money in it.  If you aren’t stuck making monthly payments on a new plumbing system or hot water heater, you’ll be able to put that money towards improving other parts of your home.

Your house is valuable and it’s in your best interest to take care of it.  Performing regular maintenance and promptly addressing repairs are two of the best ways to ensure that your house will provide comfort and security for decades to come.  Let your home warranty help you take care of your home the right way.

When you are selling your home, there might be many things that you will do to get ready for the sale. Perhaps you will paint every room in the house, or rent furniture as a set up to make the rooms look pretty. You might give the home a real good cleaning and even do a little more yard work than usual. There might be some home repairs that you will do so that the house is in good shape when people come through to look at it. Something else that you may want to consider is purchasing a home warranty in Scottsdale. There are some benefits that you might experience when you are selling your home with a home warranty. When you have a home warranty in Scottsdale and you are trying to sell your home, it might attract more prospective buyers. When they see that there is a warranty on the home, they will be able to rest assured that they will not be stuck with repair costs on the major appliances in the home. This is appealing to home buyers because nobody wants to purchase a home just to have to dish out more money when the appliances start to fail. Knowing that they are secure might be really enticing for home buyers. Another benefit of having a home warranty in Scottsdale if you are selling your home is that you will not have to deal with potential legal issues in the future. Perhaps if you sell your home and then the appliances start going out, the home buyer could come after you with a lawsuit, claiming that you sold them faulty appliances on purpose. The cost of legal fees in such a situation could heavily outweigh the low cost of purchasing a home warranty, which is what you might want to consider. It could be better to just assure the home buyer with a warranty, that their appliances are in good shape. Typically when someone purchases a home warranty in Scottsdale as they are trying to sell their home, they do not have to pay for it until they close on the house. By paying for the warranty at closing, they will not have to pay cash out of pocket, but it can be added to closing costs. This could be a huge benefit to anyone selling a home, but especially to someone who is moving and selling their home due to a poor financial situation. If you are selling a home, you may want to seriously consider purchasing a home warranty in Scottsdale. There are many benefits that you might experience as you are trying to sell your home if it has a home warranty. Attracting more potential buyers, avoiding legal issues, and not having to pay until closing are just a few of the many benefits of buying a home warranty for the home you are selling. To find out more information about home warranties, you may want to talk to a real estate agent or to a friend that has recently purchased or sold a home. The more you know, the easier the decision might be for whether or not you will purchase a home warranty while you are selling your home.]]>

Whether you are buying or selling a home, you might want to consider looking more into Phoenix home warranties. You may not know much about home warranties. If you are a home seller, you might not understand the benefits that you could experience if you had a home warranty. As a home buyer, it might not be clear to you why you should look for a home with a home warranty. As you learn more about Phoenix home warranties, it might become more apparent why they are so important. Something to know about Phoenix home warranties is that they cover most major appliances in the home. Some of the appliances that are typically covered are microwaves, stoves, dishwashers, and garbage disposals. The home warranty might also include heating systems, water heating systems, plumbing, and electrical work. Telephones and ceiling fans are also covered in many home warranties if they are built in to the home. There are some appliances that may not be covered in a typical home warranty, but something that you could talk to your realtor about to see if you can have them included. Sometimes you will need to pay a little more for the warranty and sometimes they might just throw some extra items in the warranty. These extra items might include air conditioning systems, washing and drying machines, swimming pools, and other added features that are similar to those. If you are confident as a home seller that all of your appliances and systems are in good shape, it could be a good move to purchase a home warranty. If you are a home buyer and someone has a warranty on all of the above mentioned items, it could be a good sign that they are confident in the function of their systems. If you are selling a home, something that you might want to know is that Phoenix home warranties can be added to the closing costs of the home. You will not always have to pay an out of pocket cost if you want to purchase a home warranty. If you choose not to buy a home warranty and you have a buyer with a really good offer that wants a warranty, you might want to just go ahead and do it so that you are not stuck trying to sell your home for more and more years. If you are the home buyer, you may want to be sure that the house you purchase has a home warranty. It would be no good to move into a new home just to have to spend more money fixing appliances that go bad after just a few months. If you really like a certain home, but there is no warranty, you may want to ask the home seller if they would purchase one. Chances are that they will do it if they are really ready to sell their home and if they like your offer. When they do, that is a good sign to you that the appliances are in good shape, but just in case, you have a cushion to back you up. After you know more information about home warranties, it can help you in buying or selling a home. To learn more, you may want to talk to your realtor, or even do a little research online about Phoenix home warranties.]]>

When looking for a Phoenix home warranty you will probably be a little amazed at the variety of different kinds of warranties, maintenance plans, and labor guarantees which are available for purchase when you buy a new home. A lot of these products can apply to your situation regardless of when the home was built and can last anywhere from a year or longer. The key to finding the best warranty or other plan for your needs is research. If you want to determine the best plan for you ask for a sample copy and read over it to see the kinds of things that are covered and any conditions to the coverage. You can find a Phoenix home warranty that is sold by the builder, by the realtor, by an insurance company, and even by a third party warranty company. Each of these different kinds of warranties will cover different things; for instance, a builder’s home warranty will usually only cover construction aspects of your home and not appliances. The builder’s home warranty will usually be called a new house warranty and usually be included in the initial cost of the home for a term of one year. Most home warranties will cover heating and cooling systems, some major appliances, and plumbing and electrical systems. The appliances which are usually covered the most by a Phoenix home warranty include refrigerators, built-in dishwashers, and stoves; though, other appliances such as clothes washers and dryers, built-in microwaves, and ceiling fans can sometimes be covered by some warranty plans. The key to finding the right kind of Phoenix home warranty is research. The more research that you can do on the kinds of warranties available and the ones that are popular and legal in your area then the better your choice will end up being. When you are offered a warranty don’t be afraid to ask for a sample copy to read through and don’t be afraid to take your time reading the contract. This is because you want to know all the terms of any contract that you are signing, warranty or not, before you commit to it. If you don’t know who to contact to fix something covered on the warranty, for example, then you will probably end up making several extra phone calls. You may also end up having to pay for a repair that you thought was covered by the warranty. Don’t skip over the fine print or hard words either and if you need clarification don’t be afraid to ask questions until you understand. A lot of times companies will put legal jargon in contracts to meet disclosure laws but not necessarily tell you what those terms mean so that you don’t realize that there are conditions to the warranty. Not everyone is dishonest, but some are and it never hurts to read and ask questions on a contract. Some of the things that will void the warranty are excessive wear and tear, improper installation, code violations and improper maintenance. Sometimes a Phoenix home warranty will have other restrictions in the fine print such as different  terms or conditions for different items or repairs. As with any contract you need to keep up on your end to expect that the other person will keep up on theirs. That means performing the proper maintenance and taking the proper care of your home and appliances.]]>

When you are looking for a home warranty in Phoenix you will probably be wondering what kinds of things that they usually cover and under what conditions. For the most part a home warranty will cover things like plumbing, electrical, heating and air conditioning systems and some major appliances. This to help diffuse the potential extra costs that repair work  may require in the first year or so, usually those which are caused by normal wear and tear and manufacturer defects. Most home warranties will start the day you sign the paperwork and last for one year with the option, usually, to renew the warranty for a yearly fee. Plumbing, electrical, heating, and air conditioning systems are subject to almost constant use in a home and any defects in the systems will usually break pretty fast under normal wear and tear. When they break there can be some serious repair costs involved, particularly if walls or floors need to be taken apart to access the break. No homeowner wants to have to pay for all of the repairs themselves, this is where having a home warranty in Phoenix really comes in handy. While your home and many of its features are under a warranty of some sort then you can spend your money saving up for emergencies instead of going into debt to fix them. A warranty will usually give you the room that you will need to save up for emergencies, pay down your home loan, or other things instead of having to purchase a new appliance because of a failure. Major appliances which are usually covered in a home warranty in Phoenix are refrigerator, stove, and built-in dishwasher, some warranties also cover built-in microwaves, ceiling fans, and clothes washers and dryers. Since the coverage of home warranties can vary based on company, state, area, and other reasons it is always best to get a sample copy to review before you purchase a warranty program. The sample copy will have the home warranty in Phoenix terms and conditions as well as instructions for filing a claim and any other necessary information. Since a sample copy may have differences from the policy that you end up signing, you will want to be sure to read both thoroughly before making your final decision. Once you have signed your warranty paperwork and moved into your new home, you will want to be sure to store your copy of the warranty in a safe and easily accessible place so that you can easily reference it in case of a break down. Many times a home warranty in Phoenix will have you call the insurance or other warranty company to file a claim. The company will then call a service provider who will call you to make an appointment. Depending on the nature of the repair you may only be required to pay a service fee; sometimes however, a repair isn’t feasible and you will need a replacement which may or may not be covered by your specific plan or which may have a different deductible. Since sometimes there can be excessive wear and tear, improper maintenance or installation, some things will not quality for replacement or repair under the terms of your warranty. This makes it important for you to follow care instructions for your appliances, flooring, counter tops, and more.]]>

The first step in finding a home warranty in Arizona is finding a home that you want to purchase; this is because a lot of home warranties are discussed as part of closing costs. A home warranty will help cover many repair costs if something were to go wrong with your new home’s plumbing, electrical, cooling and heating systems as well as some major appliances. The most common major appliances to be covered by a home warranty plan are stoves, refrigerators, and built-in dishwashers; however you can also find ones that cover clothes washers and dryers, built-in microwaves, and trash compactors as well as more. You can find home warranties and other plans available through your realtor, your home owners insurance company, a third party insurance company, and/or the contractor. Some home warranty plans will have the ability to overlap; but would usually just end up being redundant. Since a home warranty in Arizona can vary widely depending on who is offering it, the area it is being offered in, the age of the house, and more ways, it is always a good idea to go over many different sample plans to find one with the coverage that fits you the best. When reading over any contract, warranty or not, it is a good idea to take your time and make sure that you understand as much as possible about the terms of the contract before purchasing the warranty. The more you know about any given home warranty in Arizona before you commit to it, the more prepared you will be in the advent of needing a repair. For instance, the warranty paperwork will tell you who to call, when to call, and what is covered. Most things covered by the warranty are only covered if they do not have excessive wear and tear, improper installation, or improper maintenance. This means that if you are running your dishwasher six times a day and it breaks down after six months, then the warranty may consider that excessive wear and tear and not pay for repairs. Whereas if you are running your dishwasher once a day to once every other day and it breaks down after six months then the home warranty in Arizona will probably pay for the repair because it is considered normal wear and tear. Improper maintenance would include not cleaning your appliances, not keeping your floors and walls dry, not changing the filter in your heating and cooling systems, and other basic homeowner maintenance. Once you have decided on what kind of things that you want your home warranty in Arizona to cover it is time to review the final paperwork and sign the contract. Most home warranties will cost a couple of hundred dollars for the first year with an option to renew it as it expires. You will want to make sure to keep a copy of your warranty in a safe, secure, and easily accessible place as well as make a reminder of when the warranty expires. This is so that if you decide to let it lapse you will know when it has and not try to call on a claim that is no longer under warranty, as well as to remind you of when to send in a payment or sign another contract for additional time.]]>