When you are buying or selling a home, something to keep in mind is that you might want to find a home warranty Phoenix company to make sure your house is covered. It can be a benefit to the seller of the home because their house could be more marketable with a warranty. It could be a benefit to the buyer as well because they will not have to fork out the cash if some of their appliances start to fail after the purchase of their new home. Whether you are buying or selling a home, there are some things that you might want to keep in mind so that you are able to purchase the best home warranty in Phoenix has to offer.

Things to Consider When Buying Home Warranty in Phoenix

The first thing that you will need to do is find a home warranty Phoenix company. Many warranty companies will go through real estate agents, rather than dealing directly with the local customers. If that is the case, you may want to just talk to your realtor to see if they do business with a certain home warranty company. If they do, they might be able to give you a better idea of what you need to do in order to buy your home warranty. If they have not done regular business with any particular home warranty company, you may want to work together with your realtor to find a good company. Whether by yourself, or with your realtor, you can contact some of the home warranty Phoenix companies that you have found and ask for a list of the coverage programs that they offer. You may want to read over each program to see exactly what each one covers so that you will know what is being covered in your home. There might be different coverage plans for different appliances and systems, which is why you might want to pay good attention to everything on the program. You might want to make a list of the appliances and systems that you want to have covered with your home warranty. If you find a program that covers everything on your list, that will help you to narrow down all the choices. If there are additional items that are covered in a particular plan, you can write those down as well, and that might also help you to find the best program for your home. After you know what you want in your home warranty Phoenix plan and have found some programs that you think might work, you can compare the costs of each home warranty program. You might want to have your realtor go over everything with you so that they can explain things that you may not understand and help you to see the benefits or pitfalls of the programs that you are considering. When you have decided on a home warranty program, you can contact the company and get signed up for the warranty. Before you sign the contract, you may want to make sure that you have read through every last word so that you are sure you are signing up for what you think you are signing up for. As a home seller, this could help you to get your house sold a lot faster. As a home buyer, it could help you to feel confident in the purchase of your home.]]>

Whether you are buying a new home or selling your existing home, you may be asked if you would like to purchase an Arizona home warranty. Many people are unsure of exactly what a home warranty is, what it covers and how it differs from homeowners insurance. Here are the basics of a home warranty.

HVAC In Arizona

An Arizona home warranty is essentially an insurance contract that lasts for a specified amount of time. It protects the buyer from unexpected repair or replacement costs of built in appliances and mechanical systems. For instance, water heaters, dishwashers, garbage disposals and typically covered as are the HVAC, plumbing and electrical systems. A basic home warranty typically costs a couple of hundred dollars. The size of the home does not affect the price, but the number of appliances does. Additional coverage can also be purchased for appliances and amenities that may be included in the sale of the home including washers, dryers, refrigerators, spas, pools, intercoms and home theater systems. A home warranty covers problems that arise from everyday wear and tear. It is designed to protect the buyer from unexpected repairs and expenses that may occur shortly after the sale of real property. It also protects the seller from potential legal problems that may arise if the buyer feels the seller failed to disclose the condition of the appliances. A homeowner’s policy, on the other hand, covers damage that occurs to your home from hazards, natural disasters, theft and/or vandalism. It does not pay for replacement costs of appliances that break down from everyday usage. Home warranties are available for most every type of dwelling including single family homes, duplexes, condos and vacation homes. A common misconception is that an Arizona home warranty is only beneficial for older homes, but in fact they are just as beneficial in newer homes as well. Obviously there is more risk of older appliances breaking down. The quality of many name brand appliances is decreasing, however, and more and more computerized components are being added which increase the chance of malfunction. For this reason, it is important to purchase protection even on new or upgraded appliances. Furthermore, unless you are purchasing a new construction home the manufacturer’s warranty on appliances is typically voided with a secondary owner. Sellers may include an Arizona home warranty with the sale of their home in an effort to make it more appealing to buyers and give the listing a competitive advantage over similar properties. Anyone can purchase a home warranty, however. If a home warranty is not included in the contract, a Realtor may be able to negotiate one into the contract for the buyer. If not, the buyer is well advised to purchase a home warranty on their own. The purchase prices in nominal compared to what a major repair would cost. You can also extend the term of an Arizona home warranty if you so choose. It has been estimated that over 60 percent of properties have at least two major mechanical or appliance failures within three years of purchasing the property. Many people find it is worth it to extend the contract for a few more years.]]>