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Your washer breaks down in the middle of a load and floods your basement. Your refrigerator fries, and you’re trying to figure out how to save food before it spoils. A power outage short-circuits your microwave oven, and your range won’t work properly, either.
When appliances break down, it’s stressful and inconvenient. That doesn’t even cover the thousands of dollars it takes to replace these items. The good news? With a home warranty in place, your wallet is less likely to take a huge punch to the gut. Ask About a Home Warranty Before You Buy Before you purchase a home, you can look into home warranties and even inquire if the seller already has one in place. In many cases, homes are under a certain kind of warranty for a period of months to a year after purchase. After that, it’s up to the buyer to renew and maintain a policy. Make Sure the Warranty Covers Your Needs Regardless of company or plan, read the policy carefully to make sure you understand what it does and does not cover. If you want your A/C and your pool pump covered, you need to make sure you choose the appropriate plan and coverage options. And, if you have questions, be sure to ask up front. The more you know, the more empowered you are to choose the right option for you. Choose a Plan That Makes You Comfortable You don’t have to choose the most expensive warranty just because it covers the most items. Choose coverage that makes you comfortable. You’ll want to consider your budget, property and appliances. Select a warranty that makes you confident that you will be taken care of if things around your house do start to fall apart. Consider Renewing Home warranties eventually expire, but you typically have the option to renew. Letting your policy expire might seem like an easy way to save money, but renewing will keep your home and appliances better protected. Warranties usually only cost hundreds of dollars a year, and this could end up saving you thousands of dollars if anything should happen to your refrigerator, range, dishwasher or other items. Just in Case The loss of expensive appliances can be financially devastating. The good news is that a home warranty can help you avoid these monetary blows. Whether you’re purchasing a new home or your current warranty soon expires, give careful consideration to the benefits that such a warranty can offer you.]]>That dishwasher of yours… how long will it last? What about that AC unit in the house you’re about to buy?
The new year is a great time to get your home maintenance ducks in a row. A few proactive measures can help keep systems running smoothly for the year.
When buying a new home, it can bring peace of mind to have the locks changed. With brand new locks […]
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