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By Platinum Team June 18, 2012

Securing A Home Warranty

When you are looking for a home warranty in Phoenix you will probably be wondering what kinds of things that they usually cover and under what conditions. For the most part a home warranty will cover things like plumbing, electrical, heating and air conditioning systems and some major appliances. This to help diffuse the potential extra costs that repair work  may require in the first year or so, usually those which are caused by normal wear and tear and manufacturer defects. Most home warranties will start the day you sign the paperwork and last for one year with the option, usually, to renew the warranty for a yearly fee. Plumbing, electrical, heating, and air conditioning systems are subject to almost constant use in a home and any defects in the systems will usually break pretty fast under normal wear and tear. When they break there can be some serious repair costs involved, particularly if walls or floors need to be taken apart to access the break. No homeowner wants to have to pay for all of the repairs themselves, this is where having a home warranty in Phoenix really comes in handy. While your home and many of its features are under a warranty of some sort then you can spend your money saving up for emergencies instead of going into debt to fix them. A warranty will usually give you the room that you will need to save up for emergencies, pay down your home loan, or other things instead of having to purchase a new appliance because of a failure. Major appliances which are usually covered in a home warranty in Phoenix are refrigerator, stove, and built-in dishwasher, some warranties also cover built-in microwaves, ceiling fans, and clothes washers and dryers. Since the coverage of home warranties can vary based on company, state, area, and other reasons it is always best to get a sample copy to review before you purchase a warranty program. The sample copy will have the home warranty in Phoenix terms and conditions as well as instructions for filing a claim and any other necessary information. Since a sample copy may have differences from the policy that you end up signing, you will want to be sure to read both thoroughly before making your final decision. Once you have signed your warranty paperwork and moved into your new home, you will want to be sure to store your copy of the warranty in a safe and easily accessible place so that you can easily reference it in case of a break down. Many times a home warranty in Phoenix will have you call the insurance or other warranty company to file a claim. The company will then call a service provider who will call you to make an appointment. Depending on the nature of the repair you may only be required to pay a service fee; sometimes however, a repair isn’t feasible and you will need a replacement which may or may not be covered by your specific plan or which may have a different deductible. Since sometimes there can be excessive wear and tear, improper maintenance or installation, some things will not quality for replacement or repair under the terms of your warranty. This makes it important for you to follow care instructions for your appliances, flooring, counter tops, and more.]]>