By Platinum Team March 27, 2013

The Benefits Of A Home Warranty

Once you’ve bought your home, there’s still work for you to do. And that doesn’t include buying furniture and getting your new house decorated. Protect your new investment with a home warranty and take away some of the worry that comes with owning a home. How to Get a Home Warranty Whenever you make an offer for a home, you have the option of requesting that the home warranty be taken care of by the seller; either that or you can pay for the warranty by yourself. If the seller decides to cover half of the warranty, then it might not last for as long as you’d like for it to, so make sure that you look over the details of the warranty before agreeing to it. Once you close escrow, your new home is covered under the warranty. You’ll be given a plan number to call if you ever have a repair that needs to be taken care of. The repair technician will be one contracted by the company that issued the warranty, and all you’ll have to pay is the trade call fee. What is Covered by a Home Warranty? Incidences covered by a home warranty include garage door openers, duct work, electrical systems, water heaters, exhaust fans, garbage disposals and stoves. Since not all home warranties cover air conditioners, you’ll want to check yours to see if it is or if it isn’t covered. If it is, it’s a good idea to make sure that you have maintenance performed on your air conditioning unit twice a year in order to prevent breakdowns and to keep small problems from becoming big problems. For an extra cost, you can add roof leak repairs, swimming pool equipment and septic systems to your home warranty. Who Should Get a Home Warranty? It doesn’t matter if you’re buying a home for the first time or if you’ve owned four houses in the past, you should still get a home warranty. If it’s your first time buying a home, you don’t know what all goes into keeping a home in working order, so you’ll need every advantage and assist that you can get to keep from wasting money and to keep from having a horrible first time buyer’s experience. If you’ve owned a home before, then you have a better idea of some of the more common repairs that homes need. You also have a better idea of how much they cost, therefore you already know what an advantage it is to have a home warranty. While you might hate having to pay extra for your home to get a home warranty, you’ll certainly be glad you did once you start seeing how much it would otherwise cost you for household repairs.]]>