Category: Home Warranty Phoenix

Home warranties have many benefits for homeowners that protect their homes and offer peace of mind.  When it comes to buying and selling homes,  both buyers and sellers can benefit from having a home warranty.  One might think that, when selling a home, a home warranty would only benefit the buyer who will take over the home but, in fact, it benefits everyone.

The first and most important benefit for sellers is that it offers a competitive edge in the housing market.  When you go to sell your home, you want to sell it quickly and for top dollar.  With a home warranty, buyers will be that much more attracted to your home because they will feel safe and covered should something go wrong and they will also know that you have taken good care of your home.  If they are considering a similar home in the neighborhood, having a home warranty may give your home the competitive edge it needs to be out the other home.  Additionally, having a home warranty may help lessen the amount of negotiations with the buyer after an inspection because they will feel covered should something go wrong.  Another benefit for sellers is that the home will be covered and protected should something go wrong or break while the home is listed or in escrow.

The seller is certainly not the only one who benefits from a home warranty, the buyer benefits immensely from purchasing a home with a home warranty.  First, purchasing a home is very expensive and you will be spending money on not just the home but on moving expenses and decor. If you purchase a home that has a home warranty, you will not need to worry that a huge repair will pop up, costing you money you may not have readily available.  A home warranty protects home buyers from additional costs for surprise repairs.  Additionally, buyers will have peace of mind that their new home is covered should something break down.

When you move into a new home there is a lot to learn about the new home and having peace of mind that your home is protected is priceless.  An existing home warranty will also make home ownership easier.  When things break down, it can be very frustrating to try to find a reliable and knowledgeable handyman or repairman that can do the job. When you purchase a home with a home warranty, you simply need to call the home warranty company and let them handle it from there.  They will send a trustworthy and experienced handyman to handle your job and will handle all of the legwork.  A home warranty is simply a good choice for both home sellers and home buyers.

The very first thing you’ll want to do is install smoke detectors in your home near any sources of fire, such as your stove, oven, fireplace and dryer. If you already have smoke detectors in your home, test them at least once a month and make sure that they’re using fresh batteries. You’ll also want to keep your detectors free of dust by vacuuming them out in addition to having an escape plan and practicing it with your family in case there ever is a fire in your home.

As far as Christmas trees go, make sure that you buy one that has a fire resistant label. Decorative lights should never be used on a metallic tree under any circumstances since there’s a strong possibility that you could electrocute yourself. If you prefer to have a real tree in your home, make sure that the needles on the tree are fresh and that they aren’t falling off. Falling and hard needles can cause a fire. If there are any falling needles on the tree, make sweeping them up part of your home maintenance routine. It’s also a good idea to get rid of your live tree as soon as possible since a majority of home fires occur either after or on New Year’s Day.

Before you start a fire in your fireplace, make sure that you remove all decorations and that you have the flue open. It’s also a good idea to use a screen over your fireplace in addition to a fire resistant mat or carpet. Should you decide to use an electric heater, only use outlets that are designed to handle the amount of electricity required to operate an electric heater. Something else to add to your home maintenance list for the winter is to have your fireplace professionally cleaned. With kerosene heaters, check to make sure that you’re using the right fuel and that you only refill them outside. Kerosene will also expand when it’s inside of your home, so you don’t have to fill it up all of the way.

While cooking, make sure that you never leave your food unattended and that you keep all towels, potholders, papers and all other flammable materials far away from the stove and oven. Never try to move a pan of grease that has caught on fire. Instead, put a top on the pan to smother the flames before you turn off the heat. If you have small children, always turn the handles of pans and skillets toward the back of the stove so that curious kids won’t be tempted to reach up and pull them down to see what’s inside.

Seasonal home maintenance should also involve making sure that you have fire extinguishers in your home. You’ll also want to think about taking a fire safety and fire extinguisher class in order to make sure that you know the right way to use a fire extinguisher. Should you ever have guests over during the holiday season, make them aware of the fire escape plan as well and ensure that they know where the fire extinguishers are.

Use caution when enjoying your holiday season, and make sure that you adjust your home maintenance schedule as necessary during winter in order to stay safe.

A home warranty is like a garage that covers your entire house and keeps it safe from bad financial weather. It doesn’t matter if you’re buying a home, selling a home or if you currently own a home, there are several special benefits for each category when it comes to having a home warranty.

Benefits for Sellers

Your home will be much more desirable to potential buyers if they see that the home is covered by a home warranty plan. You’ll be able to sale your home that much faster if you get a warranty before putting your home on the market. A second benefit for sellers is that they can avoid extensive delays in closing if they get a warranty for their home, minimizing the odds of an equipment or system failure slowing down the closing process. A third benefit for home sellers for getting a warranty for their home is that they’ll save money if the home repair or problem is caused by a workmanship issue that needs to be fixed more than one time. In some cases, your repairs are covered for 180 days.

Benefits for Buyers

One of the immediate benefits of a home warranty if you plan on buying a home is that you’ll save money and you won’t have to make major changes to your budget to save up enough money for expensive home repairs and appliance replacement. With a home warranty, all you’ll have to pay for is the trade service call. Another benefit is the comprehensive coverage, meaning that your warranty covers appliances as well as systems and that there aren’t any square footage restrictions. A third benefit is that you’ll have a technician that has been pre-screened to take care of your repairs and replacements rather than a technician who may or may not know what they are doing and may or may not have the proper training to adequately handle your particular repair.

Benefits for Current Homeowners

With a home warranty, placing a claim is easy, free and can be done online as well. Something else to think about is that with a home warranty you can call for as many system and appliance repairs as you need without worrying about going over a limit. A third benefit for current homeowners who have a home warranty is that they can save a lot of money on popular appliances if they ever decide to remodel their home or upgrade their appliances. If you don’t already have a home warranty, look into getting one whether you’re buying, selling or currently own a home. Your nerves and your bank account will thank you for it.

Buying a home is generally the largest purchase that an individual will make.  Costly repairs and replacement of older items that can be found in an existing home are not usually things that a new homeowner wants to deal with.  It can be both expensive and time consuming.  Unfortunately, as a home ages it is bound to have some items that need to be repaired or replaced.  To protect your investment and your sanity when buying a piece of real estate, be sure to investigate home warranty options.  A home warranty provides coverage that a standard hazard insurance policy would not.  Fill in the gaps in your home insurance policy with a home warranty.

Homeowner’s Insurance Policy Coverage vs. Home Warranty

In order to close on a home it is required to have a homeowner’s insurance policy of some sort in place.  The lending company can even require a homeowner to obtain specific coverage levels or endorsements to ensure the risk they are taking on as the lender would be lessened.  Only under rare circumstances would a homeowner get away without having an insurance policy on his home.  It’s simply a must have item.  There are always gaps in coverage that provides the insurance company a way to wiggle out of some responsibility, however.  In order to fill these gaps, particularly in the first year of homeownership, a homeowner can obtain a home warranty to provide coverage where the insurance policy typically ends.  Major appliances and electrical, heating, and plumbing systems would be covered.  The out of pocket expense to obtain a home warranty is negligible, particularly when compared with the coverage it provides.

Manage Unexpected Household Expenses with a Home Warranty

A home warranty can protect you from having to deal with the expenses of repair and replacement items within your home. In fact, it can help you manage those items which will eventually expire in a way that reaches well beyond a standard insurance policy’s provisions.  Usually a home warranty is one year in length and covers major appliances and systems that an insurance policy does not.  A basic warranty would provide coverage for the following items:

  • Ductwork
  • Central heating
  • Air conditioning
  • Plumbing systems, stoppages and toilets
  • Water heaters
  • Electrical systems
  • Telephone wiring
  • Garage door openers
  • Ceiling fans
  • Ovens, ranges, cooktops
  • Garbage disposal
  • Dishwashers

In addition to these items listed here, there are many more systems and appliances that would be covered under the provisions of a home warranty.  Rather than worry about the expenses associated with these items during the first year of homeownership, manage them with the purchase of a home warranty.

Many risk management companies say that a home warranty in Glendale provides peace of mind.  It does not take a long time for a homeowner to find out that they are right.  A normal household has roughly a dozen appliances.  Most of these are essential to comfortable daily living.  They include the heating and cooling system, the water heater, the garage door opener, the washer and dryer, and the oven.  These all have two things in common.  First, if any one of them goes out it could lead to a serious crimp in your lifestyle to say the least.  You could end up frying or freezing in your home, unable to clean your clothes, or unable to get your car out of the garage past the broken garage door opener.  The second thing they all have in common is they tend to have expensive repairs, usually in the hundreds of dollars.

Some feel that they do not need a home warranty in Glendale if they just set aside a special savings fund for home repairs.  The question is how much to put into the fund.  Do you put in an average?  If you open the fund with a year’s worth of estimated expenses and keeping the fund up to date, then you have a good chance of being all right.  However, if your circumstances do not follow the average and you suddenly have several things go out at once (as Murphy always guarantees that it does), then you may be in a pickle.  You may find yourself having to take some money from unwanted parts of your budget, or even making do without the air conditioner or garage door opener for a while.  And honestly, how many people are able to maintain the discipline needed to maintain a repair fund, especially during this down economy?

This is exactly what the home warranty in Glendale is designed for.  The policy comes into effect as soon as you make the first payment.  This could be an entire year’s worth of policy charges, or several payments over the first few months.  In either case, a house worth hundreds of thousands of dollars can get a home warranty in Glendale for hundreds of dollars.  This is not far off from the average costs of keeping a home and its major appliances repaired and working.  This is where the home warranty truly benefits the homeowner.  No matter how much your appliances break down, you can be covered.  This gives you a bit of immunity against Murphy’s most vexing attacks.

The overall idea is that maintaining a home is a game of risks.  Most homes can be maintained in good working order and good appearance with a reasonable savings account.  However, the chances that several expenses can come at once are the risk of the game.  Particularly when money is tight, some families rely on prayer that something does not fall apart and break the bank.  This situation causes a constant anxiety that can reduce health, interfere with sleep, and interfere with the quality of life.  A home warranty in Glendale provides quite a bit when taken from the perspective of the opportunity to reduce risk, and in turn, anxiety.  For this reason, many homeowners find that peace of mind is a terrific boon at only several hundred dollars per year.

If you have ever had your air conditioners break down in the middle of the summer or your heater stop working on an incredibly cold day, you know how uncomfortable and inconvenient it is. While it is great to have a home warranty company you can rely on to be there when something breaks, regular maintenance and checks of your HVAC (heating, ventilation and air conditioning) system can save you a lot of time and money by hopefully avoiding a major breakdown. If you have ever had to replace part of your HVAC system, you know it can be very costly. Regular maintenance and checks, coupled with a quality home warranty, can give you the peace of mind that you need as a homeowner.

When considering doing some routine maintenance of your HVAC system, it is not necessary to call a repairman first. As with any home maintenance, it is important to remember to disconnect any power to your unit. There may be more than one thing to disconnect, be sure you have properly disconnected everything or consult a professional to be sure. The first and most important maintenance tip to follow when it comes to your air conditioning unit is to change your air filters regularly. By replacing your filter monthly you protect your air conditioning unit from dust build up and overwork/overexertion which can lead to a breakdown at an inopportune moment. It will also help your air conditioning unit to function more efficiently which can help save money on your energy bills. This is such a simple maintenance tip but one that many forget or overlook, which can be a costly mistake. You will also want to make sure your outdoor unit does not have any debris or clutter too close. You should make sure plants have not overgrown and encroached upon your outdoor unit or that leaves and grass have not piled up near your outdoor unit. In regard to your heating system, you can clean or replace furnace filters monthly. You can also clean your evaporator coil. The coil is located in the air handler/furnace and should be dry. You can clean the coil with the brush attachment from your vacuum.

Seasonal maintenance of your HVAC system is an important step in ensuring your systems will function properly when you need them the most. Studies have shown that without regular maintenance, an HVAC system loses about 5 percent of it’s original efficiency. We are all trying to save money on our energy bills and if our HVAC system is not functioning efficiently we could just be flushing our money down the drain. Avoid a costly and unpleasant breakdown of your HVAC system and have peace of mind that you are protecting your home and your investment.

Owning a home is something many people dream of and once the big day arrives when they sign the final papers it’s a real cause for celebration.  However, many new home owners are surprised to discover just how difficult caring for a home can actually be.  There are many things that can go wrong and, if left unattended, those little problems will quickly turn into something big.  There are a number of ways that a home owner can prepare themselves for the eventual effects of wear and tear; preventative repair, home insurance, and regular maintenance are just a few of the ways that home owners choose to safeguard their property from the results of normal use.  Another excellent way to make certain that your house gets the care it needs is to purchase a Phoenix home warranty.  As you’ll see, this simple purchase can make all the difference.

One of the most important things a Phoenix home warranty will do is provide the assistance a home owner needs when it’s time to make wide-spread repairs in their homes.  Heat, electricity, plumbing, and ventilation systems will function reliably for many years, though eventually each of these vital systems in your home will start to work less effectively.  Unfortunately, repairing these systems can be especially expensive because of the large amount of work required.  Many components will need to be replaced and upgraded in order to ensure that each system performs correctly.  So long as the repairs and upgrades are necessary to correct problems due to normal system use, your Phoenix home warranty will be able to help cover it.

There are other things that a Phoenix home warranty can cover.  Major appliance repair can also be covered, which means that the cost of maintaining dishwashers, washing machines, dryers, refrigerators, and ovens can be taken care of, provided you have purchased the appropriate warranty.  These major appliances are expensive to purchase and you want them to last for many years.  However, many people believe they are saving money by not purchasing a warranty that covers these and other large appliances; they figure it’s better to replace a worn out appliance years later than to spend a little money on a warranty now.  This way of thinking is understandable, though not necessarily accurate.  A warranty costs considerably less than a brand new appliance and you’re likely to pay a lot more for a replacement appliance in the future than you are spending on one now.  Further, there is never a convenient time to replace something as important to a household as a dishwasher or refrigerator.  Instead of creating a problem that you’ll have to take care of later on, simply purchase a warranty when you have the opportunity.

It’s clear that it’s better to purchase a Phoenix home warranty early on, before there’s a problem that’s expensive and inconvenient to address.  Trying to cover expensive home repairs and appliance replacements years down the road is a terrible inconvenience and you’ll be wishing that you had made a different choice when you had the opportunity.  You can do yourself a big favor by purchasing a home warranty at the time you move into your new home.  This helpful policy will allow you to address some of the most important repairs your home might ever need.

Your home is made comfortable and functional with the help of several important systems that work hard behind the scenes.  Every day, your plumbing, heating, cooling, and electrical systems make it possible to enjoy living in your home.  As you probably know, these systems can be very expensive to repair if anything breaks or goes wrong.  Everyone needs a little help covering the cost of routine home expenses and your home warranty is one of the best ways to help yourself out.  In fact, HVAC warranty coverage in Arizona is one of the very best warranty policies you can choose for yourself.

There are a number of reasons why repairing your heating, ventilation, and air conditioning systems can be so expensive.  To begin with, each of these systems contain many parts and components.  Some of these parts can be replaced with little expense, but because each of these systems are very adaptive and versatile, many components are required to make them work correctly.  While replacing one or two elements might be relatively inexpensive, once it becomes necessary to replace several elements, the cost of repair begins to climb.
Another reason why HVAC warranty coverage in Arizona is so important is because it can help offset the cost of installing those parts.  Installation and maintenance of HVAC parts can be complicated because it can potentially involve the removal of large portions of wall, ceiling and floor.  While it can be unusual that such extensive work has to be done, because your heating and ventilation system stretches through your entire home, is sometimes necessary in order to get the job done correctly.  The extensive work that might be necessary to repair a particular problem can quickly become more expensive than even the parts themselves, so it is good to know that your HVAC warranty coverage in Arizona will help cover those costs, as well.

And finally, the reason why heating, ventilation, and air conditioning repairs can be so expensive is that only qualified specialists are certified to conduct these repairs.  The complex nature of these valuable systems require a lot of training and, in many cases, professional certification as well.  The certification, training, and experience a qualified technician brings to the job is valuable; this kind of work can’t be done by just anyone.  The cost of engaging the service of these specialists is reasonable, though you have to account for the length of time that they may be working on a particular task in your home.

Individually, the parts, service, and agent involved in repairing and servicing the heating and cooling systems in your home are not unreasonably expensive.  However, added together and compounded by additional factors such as water damage, it becomes obvious why having HVAC warranty coverage in Arizona is so important.

Simply put, having HVAC warranty coverage in Arizona is going to help your money go further.  Spending money wisely is an important part of maintaining your home in the long term, not only physically but financially as well.  Think of your home warranty as a way to safeguard your homes physical and financial well-being at the same time.  For just a low annual premium, you can save a lot of money on some of the most important repairs your home may ever need.

There are a lot of places that you can go when you need help around the house.  If you need some basic repair work done, then you can call a handyman service.  If any major appliances break down, then all you need to do is schedule a maintenance check with the dealer you purchased it from.  By the same token, if you need help purchasing a home warranty, then the first stop you need to make is at a Home warranty company in Scottsdale.  A home warranty company will be able to tell you all about the ways that you can protect the long term financial stability of your property by assisting you with the cost of home upkeep, repair, and maintenance.

A Home warranty company in Scottsdale can quickly become your best resource for financial advice regarding the many ways in which you’re able to save money on your house.  It’s no surprise that the cost of home upkeep is rising every year; it’s also no surprise that if you don’t take the time to fix small problems that you will end up having to fix big – and expensive – problems later one.  Either way you look at it, there is money to be saved but only if you make the right choices with regards to your home warranty and service plan.
While it’s obvious that having a home warranty is in your best interest, it isn’t always obvious to people why communicating with a Home warranty company in Scottsdale is so important.  Just as your home warranty policy is going to help your house, so your home warranty company is going to help you.  For example, you may want to have a little guidance when it comes time to file a claim.  A representative from your home warranty company will take the time to walk you through each step of the claims process and can help you speed the process along so that you won’t have to worry about any unpaid bills taking up space in your household budget.  The representative you speak with will also give you valuable information regarding the extent of the coverage offered by your policy.  You can talk to your representative about the cost of premiums and about any programs you can enroll in to help improve your premium.

Purchasing a home warranty is a big step, though an important one.  This is a form of home protection that is going to last as long as you own your home, so it’s important to make a wise decision now.  You can’t accomplish this if you aren’t informed and the only way you can become informed is to visit a Home warranty company in Scottsdale in person.  While a great deal can be covered on the phone, the very best way to meet and get to know your policy representative is to speak with them in person.  That way you don’t have to wait even a day to begin enjoying the protection provided by your home warranty policy.  Simply sign the papers there in the office and you’ll be all set.

Don’t put off making this important purchase.  Instead of delaying the purchase of a home warranty because you aren’t clear on what it does or how it works, simply visit a Home warranty company in Scottsdale.  A representative will be happy to answer all your questions.

When it comes time to move into the first home you own, there are a lot of important purchases that you’ll need to make.  Furniture, yard equipment, and kitchen appliances are just a few examples of the things you will need to start making your new home livable.  Once these items are purchased, many people think that they’re all set but there is still one important purchase that should be made – a home warranty.  Home warranties in Arizona can be easily purchased at very competitive rates and are available to all homeowners..  For a low annual premium, you can save hundreds, even thousands of dollars on the routine repairs that are required to keep your house in good working order.

A home’s water, sewage, lighting, and heating systems are very complicated.  They are also tucked away out of sight, so a special effort is required to access them during the repair process.  Due to the complex nature of these systems and the effort required to repair them, any service that has to be performed is likely to be very expensive.  This expense climbs even higher once you factor in any premium charge for weekend, evening, or holiday service.  Even in the most ideal circumstances, repairing a plumbing, electrical, or heating problem can be very inconvenient and costly.  Once you think about it, it’s obvious that it’s easier to invest in one of the excellent home warranties in Arizona early on rather than scrambling to pay for large-scale repairs later on.

Home warranties in Arizona also make paying for repair and maintenance services highly convenient.  All qualified service agencies have experience with communicating with warranty companies, so you don’t have to worry about any hitches that might complicate the payment process.  Home warranties in Arizona are common and many people have chosen to purchase one for their house because of the exceptional benefits that come to them as a result of these policies.  In fact, purchasing a home warranty is one of the first thing families do upon moving into a new house.

Because home warranties in Arizona are so common, you can talk to your friends and family members about their own experiences with these policies.  They’ll be happy to tell you about how the premiums work and about how to find the service agencies that perform repairs in your area.  Even better, they’re sure to have tips on how you can find the best prices on home warranties in Arizona.  Once you begin comparing prices, you’ll see that a home warranty is much more affordable than you might have expected.  Additionally, when you consider the money that you’ll be saving on even the most expensive repairs, it will become obvious that your household budget will ultimately have more money in it.  If you aren’t stuck making monthly payments on a new plumbing system or hot water heater, you’ll be able to put that money towards improving other parts of your home.

Your house is valuable and it’s in your best interest to take care of it.  Performing regular maintenance and promptly addressing repairs are two of the best ways to ensure that your house will provide comfort and security for decades to come.  Let your home warranty help you take care of your home the right way.