Category: Phoenix Home Warranty

Home warranties have many benefits for homeowners that protect their homes and offer peace of mind.  When it comes to buying and selling homes,  both buyers and sellers can benefit from having a home warranty.  One might think that, when selling a home, a home warranty would only benefit the buyer who will take over the home but, in fact, it benefits everyone.

The first and most important benefit for sellers is that it offers a competitive edge in the housing market.  When you go to sell your home, you want to sell it quickly and for top dollar.  With a home warranty, buyers will be that much more attracted to your home because they will feel safe and covered should something go wrong and they will also know that you have taken good care of your home.  If they are considering a similar home in the neighborhood, having a home warranty may give your home the competitive edge it needs to be out the other home.  Additionally, having a home warranty may help lessen the amount of negotiations with the buyer after an inspection because they will feel covered should something go wrong.  Another benefit for sellers is that the home will be covered and protected should something go wrong or break while the home is listed or in escrow.

The seller is certainly not the only one who benefits from a home warranty, the buyer benefits immensely from purchasing a home with a home warranty.  First, purchasing a home is very expensive and you will be spending money on not just the home but on moving expenses and decor. If you purchase a home that has a home warranty, you will not need to worry that a huge repair will pop up, costing you money you may not have readily available.  A home warranty protects home buyers from additional costs for surprise repairs.  Additionally, buyers will have peace of mind that their new home is covered should something break down.

When you move into a new home there is a lot to learn about the new home and having peace of mind that your home is protected is priceless.  An existing home warranty will also make home ownership easier.  When things break down, it can be very frustrating to try to find a reliable and knowledgeable handyman or repairman that can do the job. When you purchase a home with a home warranty, you simply need to call the home warranty company and let them handle it from there.  They will send a trustworthy and experienced handyman to handle your job and will handle all of the legwork.  A home warranty is simply a good choice for both home sellers and home buyers.

A home warranty plan will allow your buyer to relax, knowing all the comforts inside and around their home are being backed by a warranty they can trust and service they can depend on. We know a home is personal, so at Platinum we take the needs of our clients personally. Platinum’s core commitment to excellence has designated this boutique local company to become the premiere warranty company in Arizona. Help your clients avoid the surprise of expensive repair bills by recommending someone you trust.

Platinum is the leading home warranty program in the Valley with the best on-staff factory-trained technicians in the industry. We pride ourselves on our ability to offer a 24-hour Emergency Response Time Guarantee, ensuring that we’ll have a technician at your door when you need it most. Our service team is standing by 24 hours a day, seven days per week, so no matter when something goes wrong you will have that team of professionals heading your way in a hurry to make sure your house is up and running.

Our home warranty plans cover all types of items in homes, so neither you nor your clients have to incur the high price of repairing or replacing these items if and when they break. We do 90% of the work with our technicians to provide you fast and reliable service. Don’t waste time replacing and repairing appliances yourself when you can work with a company that does the work for you. Contact us today for more information and we will get to work on your project, coming up with a complete policy for you and your home.

“Platinum Home Warranty helped me close my deal quickly by fixing the air conditioner immediately after it was red tagged by the home inspector.” – Donna M., Glendale Realtor

Platinum Home Warranty is second-to-none in customer service. Their representatives are courteous and friendly every step of the way. The technicians are prompt, competent and friendly. They exemplify “Service with a smile.”- Katie M. Phoenix Homeowner

One universal struggle that homeowners seem to have is how to keep the home cool in the summertime. This can be a huge task, especially if you live in an area where you regularly see triple-digit temperatures in the summer months. How do you keep your home cool without driving up your bills? A little bit of home maintenance may be able to help you out. While not all options will be totally free, you still might be able to save some money by choosing to go with portable AC, whole house fans, insulating your attic, keeping sunlight out, and checking the seals of your home.

Portable AC is just how it sounds: it’s an AC device that you can move around your home. It usually fits inside of a window and helps to keep the hot air out and the cool air in. The nice thing about portable AC is that there are not nearly as many filters that you need to change, and when the hot season is over you can just box it up and put it away until you need it next summer. It also shouldn’t drive your utility bills up ridiculously high.

Whole house fans are another inexpensive way to get the air moving in your home and hopefully keep it cool. Many fans are usually put up inside of an attic to help the air move around the home better. These fans don’t usually require a lot of home maintenance other than the occasional cleaning. You can have as many fans in your house as you want, and they should be cheaper than a traditional central air system.

If you are in the mood to do a little bit of home maintenance, insulating your attic is a great way to protect against the heat. Extra insulation will work to keep the cool air inside and the hot air outside. This can help the air inside your home remain cooler for longer without the assistance of fans and AC. It can also help keep the heat in during the colder months.

One basic thing to get in the habit of is to actually keep as much sunlight as possible out of your house. Sunlight that streams into the house only helps to heat it up. Keep the sunlight out by closing the shades and curtains if it’s going to be shining through a particular window. It’s a simple and inexpensive way to keep that extra heat out.

If your home seems to be hot no matter what you do, you might need to do some home maintenance on the seals of your home. Seals around the windows and doors of your home can actually leak cool air out or hot air in. If you are unsure about the seals of your home, you might want to have a professional look at them. Making sure the seals of your home are in proper shape is a great way to help make sure your home stays cool in the summer.

Staying cool in the summer is something that many homeowners struggle with. Use these 5 tips along with regular home maintenance to keep your home cool while hopefully not driving up your utility bill. Hopefully, it just makes the summer that much more pleasant.]]>

Getting your roof in shape now will give you peace of mind knowing that when the monsoons hit later your home and belongings will stay dry. By following a few steps you can easily determine the condition of your roof. You should start with inspecting it to make sure it is in good enough condition to move all that rain water away from your house. You can also do most of the minor repairs at the weak spots you find before the water can do any more damage.

Start by inspecting the roof from the outside. You may need a sturdy ladder that’s tall enough so you can see every part of the roof or be able to climb up onto it. Look for any roofing material that’s come loose. You may want to carry a hammer and the other materials needed so you can replace loose or missing shingles or tiles as you find them. Wood shake style shingles can be very slippery when wet so be very careful walking on this type of roof. You will want to check for corrosion or rust if you have a metal roof. No matter what type of roofing material you have, if there are slopes check the valleys where water or debris can accumulate and cause mold or rot. There are also often flashings in these areas, which are metal pieces used to deflect the flow of water. You will want to check to make sure any of them are still securely held in place.

After finishing inspecting the top of the roof you may want to walk around the parameter of your home and visually inspect the gutters. They should be securely fastened to the house. The downspouts need to be facing outwards so that the water will be diverted away from your foundation. While walking around your home you can also inspect any eaves or overhangs to make sure they do not show any signs of water damage. If there are water spots on them you may want to double check that section of roofing material to find the problem.

You may want to go inside your home next to check the ceilings for any signs of water damage. They are easy to spot because your ceiling or drywall will be discolored. A flashlight may come in handy when there’s not a lot of light. You can use the flashlight too when inspecting the attic if you have one. Safety is extremely important when trying to navigate around all of the beams and rafters. You should look for any problem spots or rotted wood where you can see that water has leaked inside your home. Any insulation material near a leak may still be wet. You can also check for leaks by turning off your flashlight and looking for any places where you can see the sunlight coming in from outside. If you can see the sunlight coming in from outside that means there’s a hole there that needs to be fixed. If you have any questions about any repairs you may want to talk to a roofing professional to avoid doing anything incorrectly.

Once you have completely inspected your home and fixed any minor repairs you may want to check your current homeowner’s insurance policy to see if have roof leak coverage. Many policies cover damage from hail, lightning and other types of storms. But you may need to get a separate coverage to protect yourself from expensive leak damage. If you do not already have it you may want to talk to an insurance agent. Extensive water damage can be costly and it may require you to have an entirely new roof installed, as well as replacing damaged support beams and drywall inside your home. Roof leak insurance may be an affordable and cost effective way of protecting your home.

Home warranty coverage has never been mandatory. This differs from many other types of insurances. In stark contrast is automobile insurance, which is enforced with a fine in most states. Other optional insurances include life insurance, health insurance (for now), and house payment insurance. Whether a family takes advantage of these insurances depends on their current financial circumstances, their sense of responsibility, and their ability to produce a long-range financial plan. On the other hand, home warranty coverage, although optional, tends to be considered essential to many who contract it.

When a responsible person owns a home, they are concerned about two things: utility and aesthetics. In other words, they want things to work and they want the house to look good. The problem is that when there is a problem with a home or one of the major appliances fails, it is often an expensive repair prospect. For a family that is living on a month-to-month budget, this can mean that the appliance is not going to be fixed for at least a month. If the appliance in question is the air conditioner, and it breaks during the summer, the problems with waiting a month are obvious. Besides the discomfort, the family members may become terminally irritable, and health could be affected. Similar scenarios can be constructed for failures involving the water heater, the house heating system, or the washer / dryer system. This is the first bastion provided by the home warranty coverage, that repairs for key appliances are done within a few hours or days. When critical appliances like the water heater cause a flood that cannot wait for a lengthy repair, home warranty coverage can include emergency service, which can bring a qualified repairperson to your premises almost immediately at any time of the day or weekend.

The second thing that concerns a homeowner is the look of his home. It concerns the neighbors as well. Due to financial circumstances, a family may justify putting off repairs that affect the look of the home, but neighbors may not be so understanding. A home in disrepair lowers the values of the homes in the entire neighborhood. If your neighbor is trying to sell his home, it can cost him actual money. It also attacks the sophistication of the neighborhood, the elements that build a healthy pride in the inhabitants. Of course, not everyone cares what the neighbors think. More fools, they. However, they hurt themselves as well when the state of their home begins to destroy their own pride and self-esteem. Letting your apartment or rented home go to pot a little is one thing, but not taking care of your own property can really be damaging to the psyche.

Of course, you cannot buy what you cannot pay for, but this is when home warranty coverage can be so important. Although a family may struggle to keep up with the costs of home repair, especially when they all come at once, the cost of an annual home warranty is only in the range of several hundred dollars. If a family can budget this amount, then they can take care of problems concerning both how the house looks and how the house works. They can keep their beautiful home looking good and they can make sure that their life goes smoothly and efficiently with the benefit of working appliances.

A home warranty in Arizona is not exactly a warranty but a home service contract. It is meant to cover major home repairs and appliance repairs, in order to lower the risk to the homeowners. For an annual fee, the risk management company or home builder who offers the home warranty covers the cost of the repairs. Generally, there is a low deductible for each repair and the associated service call. The deductible is often close to the average cost a service company would charge to drive out to the premises. One of the best benefits of the coverage is that repairs for normal wear and tear are included. To those unfamiliar with service warranties, such as those offered with automobiles, this is a tremendous boon. It prevents surprises that the insured often gets when the provider decides to classify a failure as normal wear and tear and deny coverage. These sorts of issues are hard to resolve and often cause a lot of frustration to the insured. Standard home warranty contracts do not suffer this drawback.

Even though companies that offer a home warranty in Arizona are governed by strict requirements at both the federal and state level, coverage varies widely from company to company. A little bit of research is a good idea before committing to a contract. On the other hand, the home warranty is often exercised more often than the insurance policy for a car. A car policy holder may go many years before having an incident that would call for the insurance company to jump in. At that point, the policy owner finds out whether his or her insurance provider is a good company or not. If it turns out that the company is not on the level, then it is frustrating to have been making payments for years and not being truly covered in the way that the policy owner thought.

A home warranty in Arizona is exercised roughly once a year on the average. The policy owner generally gets to prove the efficacy of his policy at least once during each term. This gives the opportunity to make sure the home warranty is good. It also gives the warranty provider an extra incentive to keep your business.

Many types of insurance policies involve a lot of premiums without a lot of payoff. A home warranty in Arizona is not this way. Over a period of 5 to 10 years, a homeowner can track the premiums against the payouts and find a definite and immediate benefit. Often, the payouts will be almost as much as the total of the premiums. This proves an effective policy.

If a homeowner has done the analysis for a home warranty in Arizona, he may come to the conclusion that he could have accomplished the same thing by putting aside the home warranty payment into a savings account and handle the problems themselves. However, the reality is that most homeowners do not do that. In addition, that strategy would not cover the situation when a lot of problems hit all at once and the savings account is not big enough to handle the expenses. This is the essence of risk management, that the surprises of failed appliances that do not come along at convenient times are handled by a company that is willing to take that risk. The peace of mind that comes with the reduced risk is well worth the expense of a home warranty.

Many risk management companies say that a home warranty in Glendale provides peace of mind.  It does not take a long time for a homeowner to find out that they are right.  A normal household has roughly a dozen appliances.  Most of these are essential to comfortable daily living.  They include the heating and cooling system, the water heater, the garage door opener, the washer and dryer, and the oven.  These all have two things in common.  First, if any one of them goes out it could lead to a serious crimp in your lifestyle to say the least.  You could end up frying or freezing in your home, unable to clean your clothes, or unable to get your car out of the garage past the broken garage door opener.  The second thing they all have in common is they tend to have expensive repairs, usually in the hundreds of dollars.

Some feel that they do not need a home warranty in Glendale if they just set aside a special savings fund for home repairs.  The question is how much to put into the fund.  Do you put in an average?  If you open the fund with a year’s worth of estimated expenses and keeping the fund up to date, then you have a good chance of being all right.  However, if your circumstances do not follow the average and you suddenly have several things go out at once (as Murphy always guarantees that it does), then you may be in a pickle.  You may find yourself having to take some money from unwanted parts of your budget, or even making do without the air conditioner or garage door opener for a while.  And honestly, how many people are able to maintain the discipline needed to maintain a repair fund, especially during this down economy?

This is exactly what the home warranty in Glendale is designed for.  The policy comes into effect as soon as you make the first payment.  This could be an entire year’s worth of policy charges, or several payments over the first few months.  In either case, a house worth hundreds of thousands of dollars can get a home warranty in Glendale for hundreds of dollars.  This is not far off from the average costs of keeping a home and its major appliances repaired and working.  This is where the home warranty truly benefits the homeowner.  No matter how much your appliances break down, you can be covered.  This gives you a bit of immunity against Murphy’s most vexing attacks.

The overall idea is that maintaining a home is a game of risks.  Most homes can be maintained in good working order and good appearance with a reasonable savings account.  However, the chances that several expenses can come at once are the risk of the game.  Particularly when money is tight, some families rely on prayer that something does not fall apart and break the bank.  This situation causes a constant anxiety that can reduce health, interfere with sleep, and interfere with the quality of life.  A home warranty in Glendale provides quite a bit when taken from the perspective of the opportunity to reduce risk, and in turn, anxiety.  For this reason, many homeowners find that peace of mind is a terrific boon at only several hundred dollars per year.

If you have ever had your air conditioners break down in the middle of the summer or your heater stop working on an incredibly cold day, you know how uncomfortable and inconvenient it is. While it is great to have a home warranty company you can rely on to be there when something breaks, regular maintenance and checks of your HVAC (heating, ventilation and air conditioning) system can save you a lot of time and money by hopefully avoiding a major breakdown. If you have ever had to replace part of your HVAC system, you know it can be very costly. Regular maintenance and checks, coupled with a quality home warranty, can give you the peace of mind that you need as a homeowner.

When considering doing some routine maintenance of your HVAC system, it is not necessary to call a repairman first. As with any home maintenance, it is important to remember to disconnect any power to your unit. There may be more than one thing to disconnect, be sure you have properly disconnected everything or consult a professional to be sure. The first and most important maintenance tip to follow when it comes to your air conditioning unit is to change your air filters regularly. By replacing your filter monthly you protect your air conditioning unit from dust build up and overwork/overexertion which can lead to a breakdown at an inopportune moment. It will also help your air conditioning unit to function more efficiently which can help save money on your energy bills. This is such a simple maintenance tip but one that many forget or overlook, which can be a costly mistake. You will also want to make sure your outdoor unit does not have any debris or clutter too close. You should make sure plants have not overgrown and encroached upon your outdoor unit or that leaves and grass have not piled up near your outdoor unit. In regard to your heating system, you can clean or replace furnace filters monthly. You can also clean your evaporator coil. The coil is located in the air handler/furnace and should be dry. You can clean the coil with the brush attachment from your vacuum.

Seasonal maintenance of your HVAC system is an important step in ensuring your systems will function properly when you need them the most. Studies have shown that without regular maintenance, an HVAC system loses about 5 percent of it’s original efficiency. We are all trying to save money on our energy bills and if our HVAC system is not functioning efficiently we could just be flushing our money down the drain. Avoid a costly and unpleasant breakdown of your HVAC system and have peace of mind that you are protecting your home and your investment.

Do you own a home? Are you looking to own a home? If so, you may want to consider purchasing a home warranty protection plan. Home warranty plans cover the normal wear and tear of appliances and systems that are properly maintained. If one of your home appliances or systems breaks down, your warranty should cover the repair or replacement cost of the appliance or system. So, what are some things you should look for when you are shopping for home warranty coverage?

One thing to look for when shopping for a home warranty is the appliances and systems that are covered. There are probably certain appliances and systems you want covered under your home warranty protection plan. Speak to representatives of different home warranty companies. Tell them which appliances and systems you want covered and ask them for a plan that will best fit your needs. Some appliances and systems that are typically covered are water heaters, dishwashers, refrigerators, plumbing systems, heating systems, air conditioning systems, electrical systems, and even your doorbell.

Another thing to look for when shopping for a home warranty is the cost of the warranty. What are the premiums? Do you pay them monthly or yearly? Will the price rise after the first year? If an appliance or systems breaks down and needs to be repaired or replaced, will you be responsible for any of the cost? If so, how much will you pay? These are all questions that are good to ask when trying to figure out the cost of a home warranty protection plan. Some home warranty companies will give you a quote on-line. Or you can call a representative of the company and he or she can answer your questions. Get multiple quotes from different companies. This will help you better determine which company and plan will best fit into your financial plan.

When shopping for a home warranty plan, make sure that you ask about the terms and conditions of the plans you are looking at. You will want to know what is covered (or not covered), how far the coverage extends, what fees you will need to pay, and the cost to renew. Read everything carefully before you accept the plan. You want to make sure you know what you are paying for in your home warranty protection plan.

Last of all, when shopping for a home warranty, make sure that you know how your plan works. You want to make sure that the process is simple and uncomplicated. For example, it may look something like this: When an appliance or system breaks down, you call the home warranty company. They call a service provider. The service provided then calls you to set up an appointment. The service provider will come and fix your appliance or system. If the appliance or system is irreparable, the service provider will inform the home warranty company. You may pay a fee for the repair or replacement, which is determined by the terms of your home warranty protection plan.
Shopping for a home warranty does not have to be difficult. By following the tips outlined above, you can have the assurance that you will be able to choose the home warranty plan that best meets your needs.

If you are looking to buy a home or already own a home, you may want to consider purchasing a home warranty plan. These plans are designed to cover the cost of repairing or replacing the many systems and appliances that make up your home. In the event that one of your appliances breaks or one of your home systems shuts down, having a home warranty will ensure that you do not have to pay the full cost of repair or replacement.

There are many appliances and systems that a home warranty plan covers and it varies from plan to plan. Some common appliances that a home warranty covers are refrigerators, washers and dryers, and ovens. Some common systems that are covered by a home warranty are the plumbing, electrical, and central air conditioning systems. The plan you choose can be customized to fit your needs. In order to choose the plan that will best protect you, you should be aware of which appliances and systems have the highest rates of breaking down or needing to be replaced. The top five home warranty claims are furnaces, air conditioning systems, heating systems, dishwashers, and refrigerators. You will want to make sure that the home warranty plan you choose covers these five appliances and systems.

The heating and cooling systems of your home are vital to your comfort. A heating system warms your home during the winter months. There are many different kinds of heating systems, including a furnace. If your heating system stops working in the middle of the winter, you will need to get it fixed or replaced quickly, especially if you live in an area with harsh winter weather. It can be miserable to be without heat on a cold winter night. Your air conditioning system is also important. If you live in a place that gets unbearably hot at some point in the year, you want to make sure that your air conditioning is protected. Going without the cooling benefits of an air conditioning on a hot summer day will quickly remind you how important it is to have your air conditioning system in working order. Make certain that your heating and air conditioning systems, including your furnace, are covered in your home warranty plan.

Dishwashers and refrigerators are essential appliances in your home. Your dishwasher provides you the convenience of not having to wash your dishes by hand, freeing up time in your day for other things. Typically, dishwashers also use less water than if you washed your dishes by hand, and that saves you money on your water bill. It is also important that your refrigerator be in good working order. Your refrigerator stores your food and keeps it fresh. If it breaks down, you want to be sure that you have a plan to get it replaced or repaired quickly so that your food doesn’t go bad.

Having a home warranty plan may save you money in the long-run. Chances are that at some point your furnace, heating/cooling system, dishwasher or refrigerator will break down and need to be repaired or replaced entirely. This can quickly become a drain on your finances. Having a plan that covers at least these five systems and appliances can bring you peace of mind, knowing that you are covered in case of an emergency.